Zopa Reviews

Zopa reviews (2026) 5 verified reviews with an average rating of 5.0/5. Last updated May 7, 2026. Read recent customer experiences, opinions, views covering everything including quality, service, value for money, support as well as referral success or other bonuses. Good or bad experience with Zopa? Share your own review to make your opinion count and help others decide 🙏

5.0

Based on 5 reviews

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Steve May 07, 2026

I’ve been trying out the new Biscuit account from Zopa since last summer, and it’s been a really positive experience so far. The app is clean and easy to use, and the account actually comes with some useful perks — the 2% cashback on direct debits and 2% interest on your balance are great for everyday spending. I also like that you get access to a 7.1% Regular Saver, which is a nice bonus if you’re trying to build up savings gradually. Overall it feels modern, simple, and well thought‑out. It’s backed by Zopa Bank so it feels reliable too.

Arturas Apr 14, 2026

€10 Cash bonus free

Itai Apr 07, 2026

Amazing 7.1% return

Rahul Mar 25, 2026

I’ve been really impressed with my experience using Zopa Bank so far. One of the standout features for me is the 7.5% interest rate on their savings pot. While there is a limit of £300 per month on contributions, it’s still a great way to steadily grow your savings with a very competitive rate. Another big plus is the 2% cashback on direct debits. I switched all of my bills over, and it’s saving me around £30 a month, which definitely adds up over time. The app itself is very user-friendly and intuitive. It’s easy to manage everything in one place, and features like “Zap” make it simple to move money from other banks without ever leaving the app. Overall, it’s a smart, convenient banking option with some genuinely useful perks. I’d definitely recommend it to anyone looking to make their money work a bit harder.

Charles Feb 23, 2026

Great bank account with a fantastic app and the 7.1% biscuit savings rate is near enough unbeatable at the moment.

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