Monument is a UK savings-focused bank built around a mobile-first experience, with easy-access and fixed savings products plus Cash ISA options. Its appeal is strongest for savers holding meaningful balances who value a clean app and responsive human support rather than a traditional branch network.
The current referral offer is substantial but highly conditional: eligible new customers can receive £30 after opening a Monument savings account and meeting the required funding threshold, currently at least £10,000 in a Cash ISA or £25,000 across savings accounts before the offer ends. The referring customer can receive the same reward. Exact eligibility and campaign dates should always be checked before applying.
Independent feedback is exceptionally strong, with customers frequently praising the app, account setup, transfers and customer service. The obvious limitation is accessibility: the referral thresholds make this offer relevant mainly to people with larger cash savings.
For UK savers who fit that profile, Monument offers a polished specialist banking experience with competitive savings products and unusually strong service feedback.
— The Rebel Marketer