PolicyBee is a UK business insurance broker aimed at freelancers, sole traders, consultants and small businesses, with online quoting plus access to human advisers. It is authorised and regulated by the Financial Conduct Authority, which is an important trust signal for anyone comparing business insurance providers.
Its Refer a Friend scheme is straightforward: existing PolicyBee customers can refer a UK-based person, business or organisation. If the referral results in a qualifying professional insurance policy that remains active for 30 days, both the referrer and the new customer receive £20. There is no stated limit on the number of people you can refer.
The main limitation is that the reward is not instant. Payment is issued after the 30-day qualifying period and may take up to 90 days to arrive. The introducer also needs to remain an active PolicyBee customer, and the offer cannot be combined with another discount or offer.
PolicyBee has a large body of positive customer feedback on Feefo, although its much smaller Trustpilot profile is more mixed and includes some complaints about service and cancellation friction. That makes it sensible to compare cover, exclusions and renewal arrangements carefully rather than choosing on the referral incentive alone.
Overall, this is a clear, modest referral scheme attached to a regulated UK business-insurance broker, with transparent eligibility rules and a useful reward for genuine referrals.
— The Rebel Marketer