Up (Bank) Reviews

Up (Bank) reviews (2026) 4 verified reviews with an average rating of 5.0/5. Last updated Aug 19, 2026. Read recent customer experiences, opinions, views covering everything including quality, support as well as referral success or other bonuses. Good or bad experience with Up (Bank)? Share your review to make your opinion count and help others decide 🙏 See latest reviews from all stores →

5.0

Based on 4 reviews

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❤️ The Rebel Marketer ❤️ Aug 19, 2026

Up Bank is a strong option for Australians who want a modern, app-first approach to everyday banking and saving. Backed by Bendigo and Adelaide Bank, Up combines digital banking with useful budgeting tools, multiple Savers, joint 2Up accounts and a clean interface designed to make spending and saving easier to understand. Its referral programme is also genuinely attractive. The standard reward starts at $15 for both the existing customer and the invited friend, while the inviter’s reward can increase with customer tenure up to $25. Referral amounts can also rise temporarily during promotions. Up has earned strong recognition for digital banking and customer satisfaction in Australia, particularly for its intuitive app and money-management features. There are some recurring complaints around customer support, transaction blocks and account recovery, so the experience is not flawless. Overall, Up combines credible banking infrastructure, excellent digital design and a straightforward two-sided referral programme, making it a compelling choice for many Australian users. — The Rebel Marketer

Mike Apr 13, 2026

Worked took 13 mins

Mandy Oct 21, 2025

A great modern bank

☆ Tez ☆ Apr 07, 2025

Great Australian Neobank with competitive interest rates. Plus earn a bonus just for opening an account using a referral code. No spend is required earn the bonus!

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