🌟Golden Goose🪿
Jan 24, 2026
Zilch is a UK payment app and virtual credit card that lets you pay in full or split purchases into interest-free instalments at many retailers. New users can get £5 in rewards (500 reward points) via a referral, with no spend required to unlock the bonus.
Use the Zilch card online or in-store via Apple Pay, Google Pay or Samsung Wallet.
Choose “Pay Now” to use your own debit card and earn cashback rewards, or use instalments over several weeks with clearly shown fees (similar to Klarna/Affirm)
Cashback can potentially stack with other cashback platforms like TopCashback/Quidco/Rakuten/NX/Complete Savings/Airtime Rewards etc.
Cashback Retailers have included the likes of: Aldi, AliExpress, Amazon, Apple Store, Argos, ASOS, Boots, CEX, Currys, Dunelm, eBay, EE, Etsy, JD, John Lewis, LEGO, Lidl, Matalan, Morrisons, Netflix, Nike, O2, Octopus Energy, Primark, Selfridges, Specsavers, Sports Direct, TK Maxx, Temu, Tesco, Uber Eats, Vision Express, Wickes, Supermarkets and more.